FINANCING

Personal Financing

Secure a personal loan up to RM100,000 with flexible repayment terms

Apply Now

peSARA-i Financing Calculator

Check Your Financing
Interest & Repayment

Total Financing Amount
Key in Financing Amount (RM - RM)

Financing Tenure/Duration
Select Financing Tenure/Duration (1-12 Months)

Financing Summary*

Principal Sum

RM


Interest Rate

3.0 %*


Monthly Payment

Tenure/Duration

1 Months


Total Interest

RM


RM

Service charge is varies based on financing amount:
  • RM500 – RM5,000 : RM10
  • RM5,001 – RM50,000 : RM50
  • RM50,001 – RM100,000 : RM75
  • RM100,001 – RM200,000 : RM100
Stamp duty: RM5 per one thousand ringgit or part thereof.
Financing Amount
Maximum of RM100,000
Financing Tenure
From 6 months to a maximum of 120 months.
Profit Rate
3.65%  per annum
Processing Period
5 working days
  • The borrowed amount must not exceed 20 times the applicant’s gross income (salary and fixed allowances) or does not exceed 60% of the total allowed deductions, whichever is lower.
  • Repayment will include an additional 0.85% charge per annum imposed on the approved financing to replace the guarantor (Al Kafalah concept).
  • Applicants must have paid monthly fees for at least six months (new members) or 12 months (re-entry).
  • New financing: RM10
  • Overlap Financing: RM50
  • CTOS/CCRIS Check: RM5/RM7
  • Stamp Duty: RM5 per one thousand ringgit or part thereof