SME FINANCING

Term Financing-i

Shariah-compliant products designed specifically to meet the needs of current SME entrepreneurs.

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TF-i Financing Calculator

Check Your Financing
Interest & Repayment

Total Financing Amount
Key in Financing Amount (RM - RM)

Financing Tenure/Duration
Select Financing Tenure/Duration (6-24 Months)

Financing Summary*

Principal Sum

RM

Interest Rate

5.8 %*

Monthly Payment

Tenure/Duration

6 Months

Total Interest

RM

RM

*Total monthly income includes basic salary + allowances + incentive + bonus. The final approved Interest Rate is subject to the KT’s approval criteria

Unique Features

Unique Attributes of Term Financing-i (TF-i)

Margin of financing up to 100% from the cost of project


Maximum financing limit up to RM 10 million


Financing tenure up to 20 years (240 months)


Unique Features

  • Small & Medium Enterprises (SMEs).
  • Enterprise Companies (Single Ownership & Partnership).
  • Private Limited Companies (Sdn Bhd).
  • Cooperatives registered with SKM.
  • Companies that have been in operation for at least two (2) years and above.
  • ​Application forms.
  • Certified Copy of Director and Shareholder / Owner / Partner Identification Card.
  • Copy of accounts for the last 3 years.
  • Statement of current / savings account for the last 6 months.
  • The rate determined is subjected to the Company’s credit score review, as well as the approval from Koperasi Tentera.

Click here to download the related forms.