Financing Summary*
RM
Interest Rate
5.8 %*
Monthly Payment
6 Months
Total Interest
RM
RM
Unique Features
Unique Attributes of Term Financing-i (TF-i)
Margin of financing up to 100% from the cost of project
Maximum financing limit up to RM 10 million
Financing tenure up to 20 years (240 months)
Unique Features
Margin of financing up to 100% from the cost of project
Maximum financing limit up to RM 10 million
Financing tenure up to 20 years (240 months)
- Small & Medium Enterprises (SMEs).
- Enterprise Companies (Single Ownership & Partnership).
- Private Limited Companies (Sdn Bhd).
- Cooperatives registered with SKM.
- Companies that have been in operation for at least two (2) years and above.
- Application forms.
- Certified Copy of Director and Shareholder / Owner / Partner Identification Card.
- Copy of accounts for the last 3 years.
- Statement of current / savings account for the last 6 months.
Processing Fee | 0.5% to 1.0% of the approved financing amount. |
Support Letter / Contract Award (CA) Form |
|
Valuation Report | Based on the valuer's charges plus an additional RM200 per report. |
Advance Payment for Taxes & Takaful (Land Tax, Assessment Tax or Takaful Protection) | RM50 will be charged for each advance payment made by the KT on behalf of the customer. This charge will be added to the customer’s financing balance. |
Takaful Administration Fee | RM100 for the administration and management of Takaful protection related to the charged property. |
Post-Dated Cheque Fee | RM20 per cheque. |
Foreign Currency Transfer Fee | RM100 per transaction. |
Statement of Account |
|
Early Settlement Quote | RM100 per request. |
Confirmation Letter, Consent Letter or Audit Confirmation | RM150 per request. |
Copies of Security Documents with or without Certified True Copy (CTC) | RM50 per request. |
Note: All fees and charges are subject to an 8% Sales and Service Tax (SST), where applicable, in accordance with the implementation by the Government of Malaysia effective from 1 July 2025.